Instant Money. Infinite Connections.

Cross-border payments and developer APIs that connect mobile money, banks, and cards across Africa.

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WalletCheckoutPayoutsWebhooks

~200msAuth & charge

99.9%Uptime target

1 APIMany rails

Built for people, powered for builders

Unified rails

One integration for mobile money, bank, card, and stablecoin rails—abstracted behind a single API.

Wallet & FX

Multi-currency balances with great FX, request-to-pay, and bill pay.

Payouts at scale

Mass disbursements to mobile wallets and bank accounts with clear status & retries.

Observability

Webhooks, idempotency keys, event logs, and real-time dashboard.

Developer-first API

Clean endpoints, test keys, and a sandbox to ship fast.

POST /v1/payments/charge
Authorization: Bearer sk_test_...
Content-Type: application/json

{
  "amount": 50000,
  "currency": "UGX",
  "source": {"type": "mobile_money", "provider": "mtn", "phone": "+2567XXXXXXX"},
  "destination": {"type": "wallet", "nilepay_id": "np_9f3a..."},
  "metadata": {"invoice_id": "INV-1024"}
}

Webhook events: payment.succeeded, payout.failed, kyc.reviewed
Idempotency for safe retries
SDKs (JS/TS, Python, Go) — coming soon

Initial coverage focus

Nile Basin and East Africa first, expanding quickly via partners.

Security & Compliance

Encryption

TLS 1.2+, AES-256 at rest, scoped keys, and signed webhooks.

KYC/AML-ready

Tiered KYC, sanctions screening, PEP checks, audit trails.

Permissions

Org roles, API key scopes, IP allowlists, and least-privilege defaults.

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